Ohio Heritage Bank understands the importance of
protecting the privacy of our customers and others
who visit our Web site. We consider any personal
information you may supply to us to be confidential,
and we are committed to using this information solely
for the purpose of providing you with superior service
and convenient access to the right products and
We take our commitment to safeguarding customer
information seriously, which is why we have implemented
the following policies and procedures:
Your privacy is considered in all aspects of our
business. Ohio Heritage Bank limits employee access
to personally identifiable information to those
with a business reason for knowing such information.
Ohio Heritage Bank stresses the importance of confidentiality
and customer privacy in the education of its employees.
Ohio Heritage Bank also takes appropriate disciplinary
measures to enforce employee privacy responsibilities.
Ohio Heritage Bank collects, retains, and uses
customer information only where we believe it is
useful (and allowed by law) in administering Ohio
Heritage Bank business and to provide products,
services, and other opportunities to our customers.
We may share information with an outside company
that assists us in providing customers with products
and services. These companies act on our behalf
and are also obligated to keep the information that
we provide them confidential. We do not share personal
information or consumer reports with unrelated companies
for any purpose other than verification, and we
do not share, rent, or sell information to any unrelated
companies for their independent use.
Ohio Heritage Bank does exchange information about
our customers to reputable information reporting
agencies, in accordance with standard banking industry
practice, to maximize the accuracy and security
of such information and to verify the existence
and condition of customers’ accounts. We also
provide specific customer information when required
by law, regulation, or court order and to third
party litigants when required by lawful judicial
process or court order.
Ohio Heritage Bank is committed to fully complying
with the laws and regulations, such as the Fair
Credit Reporting Act and Right to Financial Privacy
Act that have been established to protect the confidentiality
of customer information. If we obtain and use information
from a third party such as a consumer report, we
will notify you. You are entitled to request credit
reporting agencies to remove your name from lists
supplied to us.
We collect information regarding each visit to
our Web site. This information helps us to evaluate
and improve our site. Information that could be
collected includes domain name, date and time visited,
pages visited and more similar data. This information
does not identify you personally but allows us to
review traffic on our site. We do collect e-mail
addresses from customers who communicate with us
via e-mail. We may respond back to you via e-mail
or contact you via e-mail with information, products
and services and special promotions. If you would
like your e-mail removed from our list, please contact
Ohio Heritage Bank
Attn: Heritage Online
PO Box 1000,
Coshocton, OH 43812.
Ohio Heritage Bank or contracted third parties
may store information in a small text file, called
a "cookie," on your hard disk. Cookies
contain information about you and your preferences.
Only the information that you provide, or the choices
you make while visiting a Web site, can be stored
in a cookie. (You can set your web browser to inform
you when "cookies" are being placed on
your hard disk or to prevent "cookies"
from being placed.)
Ohio Heritage Bank continues to monitor and review
the privacy measures that it has in place to protect
customer information. These measures are updated
as practices change and new technology becomes available.